With years of experience in SME lending, we understand the different needs of small and medium-sized enterprises. Our expertise allows us to service your financial needs necessary for your growth and success.

Vision: "To attain most sought-after funding provider for Businesses"

Mission: "Serving small businesses by creating pool of funding opportunities. It means make them smile grow and fly"

Take a big leap for your business.

Emergency and Growth funding for established and struggling SMEs

Customized capital for your ambitions

Unlocking SME Capital: Accessing Financial Resources for Small and Medium-Sized Enterprises

Alternative Capital

SME Capital

SME Retail

Small and Medium-sized Enterprises (SMEs) often face challenges in accessing traditional forms of capital, such as bank loans. However, there are various alternative sources of capital

Peer-to-Peer (P2P) Lending: P2P lending platforms connect borrowers directly with individual lenders.

Crowdfunding: Crowdfunding platforms allow SMEs to raise small amounts of capital from a large number of people.

Angel Investors: Angel investors are individuals who invest their personal funds in startups and small businesses in exchange for equity ownership.

Venture Capital: Venture capital (VC) is a form of equity financing typically suited for high-growth startups.

Government Grants and Subsidies: Governments may offer grants, subsidies, or low-interest loans to support SMEs, especially in specific sectors or for projects with societal benefits. Check with local government agencies for available programs.

Self-employed individuals, including entrepreneurs and business owners, may have unique financial situations and cash flow patterns compared to salaried individuals. Here are some common types of retail loans that self-employed individuals might explore:

Home Loans for the Self-Employed (Mortgages): Similar to traditional home loans, self-employed individuals can apply for mortgages to purchase or refinance residential properties. Lenders may require additional documentation, such as tax returns and business financial statements, to assess the borrower's income stability.

Business Loans: Self-employed individuals who own a business may need financing to support various business needs, such as working capital, expansion, or equipment purchases. Business loans can be secured or unsecured, and the terms depend on factors like business performance and creditworthiness.

Self-Employed Auto Loans: Similar to traditional auto loans, self-employed individuals can finance the purchase of a vehicle for business use. The vehicle may serve as collateral for the loan.

Small and Medium-sized Enterprises (SMEs) can access various types of loans to meet their financial needs. Some common SME loan types include:

Term Loans: Fixed-sum loans repaid over a set period with regular installments.

Working Capital Loans: Short-term loans to cover daily operational expenses like payroll and inventory.

Equipment Financing: Loans specifically for purchasing or leasing equipment needed for business operations.

Invoice Financing: Borrowing against outstanding invoices to improve cash flow.

Business Lines of Credit: A flexible credit line that allows businesses to borrow up to a specified limit, paying interest only on the amount used.

Microloans: Small loans designed for startups or businesses with modest capital needs.

Trade Finance: Financing for international trade transactions, including importing and exporting.

Customer Reviews

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brown brick wall during daytime

CapitalFlow.in has been instrumental in providing the necessary funding for our business expansion. Their team is professional and efficient.

We have been working with CapitalFlow.in for several years and they have always exceeded our expectations. Highly recommended!

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man in white and black shirt and white cap sitting on brown cardboard box

CapitalFlow.in understands the challenges faced by SMEs and provides tailored financial solutions. We are extremely satisfied with their services.

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ramesh@capitalflow.in

+91 7411864007

Magadi Road Bangalore -560021

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